| Financial inclusion | Terminal onboarding + cash-in/out expands access for unbanked and underbanked citizens. |
| SME enablement | Merchants accept digital payments and convert to local settlement or cash when needed. |
| Lower friction | One regulated ecosystem replaces multiple apps and informal channels, reducing delays and confusion. |
| Transparency | KYC/AML monitoring + audit logs support oversight and reduce illicit misuse. |
| Digital jobs | Operations, compliance, support, and integration roles created locally. |
| Infrastructure growth | Strengthens payment rails and standardizes settlement practices. |